Terms and Conditions
Effective Date: October 3, 2025
1. Introduction
Welcome to Sky Management Enterprise ("we," "us," or "our"). By accessing our website or using any of our services, you agree to these Terms and Conditions. If you do not agree, you must not use our services.
These Terms cover all services offered on skymanagemententerprise.org, including:
DIY Second-Chance Rental Service
Full Subleasing Service
Forex & Bitcoin Trading Education Service
Credit Coaching & Business Credit/Funding Strategy Service
Tenant Screening & Rental Reports Services
Referrals to partners like ROK Financial (ROKFi LLC)
2. User Responsibilities
By using our services, you agree to:
Provide accurate, complete, and current information.
Use our services only for lawful purposes.
Comply with all applicable federal, state, and local laws, including FCRA, CCPA, CPRA, and GDPR as applicable.
Maintain the confidentiality of your account credentials and notify us of unauthorized use.
3. Service-Specific Disclaimers
3.1 Credit Coaching & Tenant Screening
All credit and tenant screening services comply with the Fair Credit Reporting Act (FCRA).
You authorize us to access your credit, rental, and financial information as required to provide services.
We do not guarantee approval for loans, rentals, or any other credit-related service.
3.2 Business Credit & Funding Strategy / ROK Financial Referrals
We provide guidance and referrals but are not lenders or financial advisors.
Funding decisions, terms, and approvals are made solely by ROK Financial or other partners.
By using our referral services, you consent to sharing your information with ROK Financial and their affiliates.
3.3 Forex & Bitcoin Trading Education
Our trading education services are for informational purposes only.
Trading cryptocurrencies, Forex, or other securities involves risk of loss; past performance is not indicative of future results.
We do not guarantee profits or outcomes. You are responsible for your trading decisions.
3.4 DIY Second-Chance Rental Service & Full Subleasing
Our services assist with rental applications and subleasing, but do not guarantee rental approval.
All actions must comply with local housing laws.
4. Payment and Refund Policy
Payment is required in full prior to service delivery unless otherwise agreed.
All sales are non-refundable, except where required by law.
We reserve the right to modify fees at any time; existing customers are notified prior to changes.
5. Data Privacy and Cookies
Our Privacy Policy (link) describes how we collect, use, and protect your personal information.
By using our services, you consent to data collection, storage, and sharing as described, including for CCPA, CPRA, and GDPR compliance.
Cookies and tracking technologies may be used to improve site functionality and analytics.
6. Limitation of Liability
To the fullest extent permitted by law:
Sky Management Enterprise is not responsible for indirect, incidental, special, or consequential damages.
We do not guarantee financial, rental, or trading outcomes.
Use of our services is at your own risk.
7. Indemnification
You agree to indemnify and hold harmless Sky Management Enterprise, its affiliates, employees, agents, and partners, including ROK Financial, from any claims, damages, or liabilities arising from:
Your use of our services
Violation of these Terms
Violation of any third-party rights
8. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Wyoming.
Any dispute shall first attempt mediation or arbitration before pursuing litigation.
Users agree to submit to the jurisdiction of Wyoming courts if arbitration/mediation fails.
9. Changes to Terms
We may update these Terms at any time. Updates are posted with a new effective date. Continued use of services constitutes acceptance of updated terms.
10. Contact Information
For questions or concerns:
Sky Management Enterprise
1309 Coffeen Ave, Suite 1200
Sheridan, WY 82801
Email: support@skymanagemententerprise.org, Subject: Legal Team
Phone: 307-222-8573